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ITR Filing A.Y. 2026–27
Expert CA-assisted ITR filing for salaried employees, freelancers, businesses & NRIs. Accurate, fast, and 100% online. Maximise your refund.
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Important: Last Date to File ITR for AY 2026-27 is July 31, 2026
Missing the deadline attracts a late fee of up to ₹5,000 under Section 234F + interest on unpaid taxes. File early to avoid penalty.
Simple, Affordable Plans for ITR A.Y. 2026-27 Filing
Basic Plan
₹
999/-
- Business Income
- Salary Income
- Interest Income
Standard Plan
₹
1,499/-
- Basic Plan Income +
- Share Trading Income
- Game and Lottery Income
Special Plan
₹
2,999/-
- Standard Plan +
- Balance Sheet and P & L account
- CA Attestation with UDIN
What is ITR Filing for AY 2026-27?
Income Tax Return (ITR) filing is the annual process by which every taxpayer declares their income, deductions, and tax liability to the Income Tax Department of India. For Assessment Year (AY) 2026-27, you are filing the return for income earned during Financial Year (FY) 2025-26 (April 1, 2025 – March 31, 2026).
Whether you are a salaried employee, self-employed professional, business owner, NRI, or investor, filing an ITR is mandatory if your income exceeds the basic exemption limit. Even if your income is below the threshold, filing a return is beneficial — it establishes financial credibility, helps in loan approvals, visa processing, and enables you to claim a tax refund if excess TDS has been deducted.
Key change for AY 2026-27: The New Tax Regime is the default regime for all individuals. Taxpayers who wish to opt for the Old Tax Regime must explicitly select it while filing. Our CAs will help you choose the most beneficial regime based on your income and deductions.
Who Needs to File ITR for AY 2026-27?
Salaried Individuals
Annual gross income exceeds ₹3 lakh (new regime) or ₹2.5 lakh (old regime). Filing is mandatory even if TDS has been fully deducted by your employer.
Business Owners & Professionals
Any business, consultancy, or professional income. Freelancers, doctors, lawyers, architects — all must file. Presumptive taxation under 44AD/44ADA also applies.
Investors with Capital Gains
Profit from sale of stocks, mutual funds, property, or other assets must be declared. ITR-2 or ITR-3 must be filed even if total income is below exemption.
NRI (Non-Resident Indians)
NRIs earning income in India from rent, capital gains, interest, or salary must file ITR. Special forms and DTAA benefits apply.
Rental Income Earners
Any income from house property (rent) must be declared. You can claim deductions for home loan interest and municipal taxes.
High-Value Transaction Holders
Even if income is below limit, filing is mandatory if you deposited ₹1 crore+ in a bank, spent ₹2 lakh+ on foreign travel, or paid ₹1 lakh+ in electricity bills.
Which ITR Form Should You File? (AY 2026-27)
Using the wrong form can make your return defective. We file the right form for you.
| ITR Form | Who Should File | Key Income Type |
|---|---|---|
ITR-1 (Sahaj) | Resident individual — income up to ₹50 lakh | Salary, one house property, other sources (no capital gains) |
ITR 2 | Individual/HUF not having business income | Salary + capital gains, foreign income, multiple properties |
ITR 3 | Individual/HUF with business or profession income | Business income + salary + capital gains |
ITR-4 | Presumptive income scheme taxpayers | Business u/s 44AD, profession u/s 44ADA, transport 44AE |
ITR – 5 | Partnership firms, LLPs, AOPs, BOIs | Business income of non-individual entities |
ITR – 6 | Companies (not claiming 11 exemption) | Company income — mandatory e-filing |
ITR – 7 | Trust, political party, research institutions | Exempt income under 139(4A/4B/4C/4D) |
How to File ITR Online with SetupFiling.in
1. Share Your Details
Fill a simple form with your basic information — PAN, income type, and preferred regime. Takes under 5 minutes.
2. Upload Documents
Share Form 16, bank statements, Form 26AS, investment proofs, and any other relevant documents via our secure portal.
3. CA Review & Computation
A dedicated Chartered Accountant reviews your documents, computes tax under both regimes, and prepares your return.
4. Your Approval
We share the draft return with a summary for your review. Only after your confirmation, we proceed to filing.
5. Filing & Acknowledgement
We file your return on the Income Tax Portal and share the ITR-V acknowledgement. You e-verify to complete the process.
ITR Filing Charges — AY 2026-27
Transparent, affordable pricing. No hidden charges. CA-assisted for every plan.
Basic Plan
₹
999/-
- Business Income
- Salary Income
- Interest Income
Standard Plan
₹
1,499/-
- Basic Plan Income +
- Share Trading Income
- Game and Lottery Income
Special Plan
₹
2,999/-
- Standard Plan +
- Balance Sheet and P & L account
- CA Attestation with UDIN
Documents required for ITR filing
To ensure a smooth ITR filing experience, gather all necessary documents well in advance. Key documents typically include:
- Permanent Account Number (PAN)
- Aadhaar Card
- Form 16 (for salaried individuals)
- Form 16A/16B/16C (TDS Certificates)
- Annual Information Statement (AIS) / Taxpayer Information Summary (TIS)
- Bank statements and interest certificates
- Investment proofs for deductions (e.g., PPF passbook, ELSS statements, life/health insurance premium receipts)
- Rent receipts (if claiming HRA)
- Home loan interest certificates
- Capital gains statements (if applicable)
- Any other income statements (e.g., from freelancing, business)
Why 50K+ Taxpayers Trust SetupFiling.in
India’s most reliable CA-assisted online tax filing platform
15+ Years CA Expertise
Founded by experienced CAs and Company Secretaries with deep tax law knowledge.
Zero Error Guarantee
Every return is reviewed by a qualified CA before filing to eliminate errors and notices
100% Data Security
Your financial documents are encrypted and never shared with third parties.
Maximum Refund Guaranteed
We analyse every eligible deduction and exemption to ensure you don't overpay a rupee.
Fast Turnaround
Most returns filed within 24–48 hours after document submission. Express service available.
Notice Handling Support
Free support for any Income Tax notices or queries received after filing.
File Your ITR for AY 2026-27 Today
Don’t wait till the last minute. File early, avoid penalties, maximise your refund. Our CA experts are ready to help you.
Frequently Asked Questions — ITR Filing AY 2026-27
What is the last date to file ITR for AY 2026-27?
The due date for filing ITR for AY 2026-27 for individual taxpayers (no audit requirement) is July 31, 2026. For taxpayers liable for audit, the deadline is October 31, 2026. Belated returns can be filed up to December 31, 2026 with a late fee of ₹5,000 (₹1,000 for income up to ₹5 lakh). We strongly recommend filing before July 31 to avoid penalties and interest.
Which ITR form should I file for AY 2026-27?
The ITR form depends on your income type: ITR-1 for salaried individuals (income up to ₹50L, no capital gains), ITR-2 for those with capital gains or foreign income, ITR-3 for business/profession income, ITR-4 for presumptive income under Section 44AD/44ADA. Our CAs identify the correct form automatically based on your profile.
Is the new tax regime better or the old tax regime for AY 2026-27?
The New Tax Regime is beneficial if you have fewer deductions and prefer lower rates. It offers nil tax up to ₹7 lakh (with 87A rebate) and a standard deduction of ₹75,000 for salaried. The Old Tax Regime is better if your total deductions (80C, HRA, 80D, home loan interest) exceed ₹3.75 lakh. Our CA will compute your liability under both and recommend the most beneficial one.
What documents are needed for ITR filing AY 2026-27?
Key documents required include: Form 16 (from employer), Form 26AS / AIS / TIS (from Income Tax Portal), bank statements for all accounts, investment proofs (80C — PPF, ELSS, LIC), health insurance premium receipts (80D), home loan interest certificate, capital gains statements from broker/mutual fund, and your PAN and Aadhaar details.
Can I file ITR without Form 16?
Yes, ITR can be filed without Form 16 using your salary slips, bank statements, and Form 26AS which shows TDS deducted by your employer. Our CAs are experienced in computing income and deductions even without Form 16. It is advisable to request Form 16 from your employer as it simplifies the process considerably.
How much is the late fee for missing ITR due date?
Under Section 234F, a late fee of ₹5,000 is levied if the return is filed after July 31, 2026. However, if your total income does not exceed ₹5 lakh, the maximum late fee is ₹1,000. Additionally, if there is any outstanding tax payable, interest under Section 234A at 1% per month will also apply from the due date until the date of filing.
What is ITR-U (Updated Return) and when can it be filed?
ITR-U (Updated Return under Section 139(8A)) allows taxpayers who missed filing or made errors in their original return to file a corrected return within 2 years from the end of the relevant Assessment Year. For AY 2026-27, ITR-U can be filed up to March 31, 2029. However, an additional tax of 25%–50% on the incremental tax due is payable.